Do you owe anyone anything?

Nope. I'm debt free, except for what I owe Uncle Sam every year.

Not that I know of ! I pay any bills or credit cards as soon as I get the statements. Haven't had to pay any taxes in years now.

I don't think I do 😋

I was going to say the bank for the mortgage, but because it is a VA loan, only my husband owes for that. I do owe my mom my gratitude for always being there for me, as well as my brothers and our families. She made being a single parent look easy. We never as kids knew how much she sacrificed for us.

We're like Rooster and pay off our bills each month.  We never carry any credit card balances from month to month.  Our cars and home are paid for.  It's a great feeling!

I'm in the fortunate position of having no debts. I don't even use a credit card.

It's been a long time coming though, like most people, I had a mortgage, credit agreements to buy cars etc. Etc.

Yep ... But paying a bit extra on all my loans, so I'll be able to pay them off early.

Yes,

Tis the American way. If done right your debt ratio is supposed to be low.

Still have a few years left on the house, My wife's car has 1 year left and then it's my turn for a car loan, we buy some big ticket items with "0" % due in 24 months, and we pay it off in 12 months . . .

Dear Jan Nicka,

No, I owe nothing to anyone and my income is just over poverty level, so I do not pay income tax.

I actually gave away my retirement nest egg to good causes some time ago...simplicity is the lifestyle for me...

* * *

It did happen once that a corporation/entity decided out of the blue I owed them some money...but the Legal Aid helped me. I do find it amazing how people try to gouge each other for money, and invent ways to take money from each other! And they will try it even if you have no more money to take...

Yes ... I owe two people an apology and I think I owe my self a mental health day /do nothing day tomorrow.